2021-22
Annual Report
About Federal Bank
Corporate Overview
The ESG Way
Statutory Reports
Financial Statements
Federal Bank: Redefining Banking Digitally and Sustainably
Our Diversified Banking Solutions
Hall of Fame
Performing Sustainably over the Years
Board of Directors
Key Management Team
Corporate Information
Reflecting a Year of Progress
Key Achievements through the Year
Message from the Chairman
Message from the Managing Director and CEO
Towards a Better Tomorrow with Focus on Digital Innovation and Fintech Collaboration
Unleashing the Power of Financial Services with Fintech Partnerships
Towards a Better Tomorrow by Adopting the Right Business Model
Building Long-Term Sustainability,the ESG Way
Environment Operating Responsibly
Social Building a Diverse and High-Performing Team
Social Driving Social Development and Empowerment
Governance Progressing to a Better Future with Strong Governance Practices
Directors’ Report
Management Discussion and Analysis
Corporate Governance Report
Business Responsibility and Sustainability Report
Basel III Disclosures
Form AOC1
Standalone
Consolidated
×
Home
About Federal Bank
Federal Bank: Redefining Banking Digitally and Sustainably
Our Diversified Banking Solutions
Hall of Fame
Performing Sustainably over the Years
Board of Directors
Key Management Team
Corporate Information
Corporate Overview
Reflecting a Year of Progress
Key Achievements through the Year
Message from the Chairman
Message from the Managing Director and CEO
Towards a Better Tomorrow with Focus on Digital Innovation and Fintech Collaboration
Unleashing the Power of Financial Services with Fintech Partnerships
Towards a Better Tomorrow by Adopting the Right Business Model
The ESG Way
Building Long-Term Sustainability,the ESG Way
Environment Operating Responsibly
Social Building a Diverse and High-Performing Team
Social Driving Social Development and Empowerment
Governance Progressing to a Better Future with Strong Governance Practices
Statutory Reports
Directors’ Report
Management Discussion and Analysis
Corporate Governance Report
Business Responsibility and Sustainability Report
Basel III Disclosures
Form AOC1
Financial Statements
Standalone
Consolidated
Home
Corporate Overview
Reflecting a Year Progress
Reflecting a Year Progress
FY22 has been an exceptional year as we delivered all-round performance and progressed towards making our Bank more stable and sustainable in the long run.
DELIVERING A STRONG PERFORMANCE
₹
181,701
Crore
Total Deposits (
5%)
₹
144,928
Crore
Net Advances (
10%)
₹
326,629
Crore
Total Business (
7%)
₹
171,557
Crore
Retail Deposits (
10%)
₹
5,962
Crore
Net Interest Income (
8%)
₹
18,661
Crore
Net Worth (
16%)
₹
67,121
Crore
CASA (
15%)
₹
1,890
Crore
Net Profit (
19%)
IMPROVEMENT IN KEY RATIOS
15.77
%
Capital Adequacy
(
115 bps)
0.94
%
Return on Assets
(
9 bps)
10.87
%
Return on Equity
(
49 bps)
3.20
%
Net Interest Margin
(
4 bps)
ENHANCEMENT IN ASSET QUALITY AND STABILITY
2.80
%
GNPA
(
61 bps)
0.96
%
NNPA
(
23 bps)
65.54
%
PCR Ratio (
40 bps)
(PCR Including Tech W/O 80.60%)
96
%
Collection Efficiency Ratio
(
100 bps)
DRIVING BUSINESS GRANULARITY
36.94
%
CASA Ratio
(
313 bps)
94.42
%
Retail Deposit Ratio
(
407 bps)
99.14
%
Core Deposit Ratio
(
96 bps)
54.75
%
Retail Credit Book Share
(
55 bps)