Rewards & Cashback
5% Cashback on Eligible Online Purchases
Earn 5% Cashback on eligible online purchases across Food, Fashion and Flights.
- Food
- Fashion
- Flights
Earn up to Rs.500/- every month*
Verto by Federal Bank
Earn.Spend. Save.
Banking that keeps pace with your plans — with everyday cashbacks, meaningful protection and privileges built around your life.
The Verto Advantage
Five ways Verto rewards you
Cashback, protection, lounge access, family privileges and more — designed as one unique banking relationship.
Domestic Airport Lounge Access
Travel more comfortably
One complimentary lounge visit at Airports in India, every six months in a calendar year.
- Complimentary access at domestic airports
- One visit every six months
Banking Privileges
Privileges for You and Yours
More for you. More for those who matter.
- Zero Balance Accounts for Spouse and Kids
- Upto 25% Concession on Locker Rent
- First Outward Remittance Charge Waiver
Protection
Complimentary Insurance Benefits
Enjoy added peace of mind with covers built into your Verto relationship.
- Personal Accident Cover up to ₹35 Lakhs*
- Emergency Hospitalization Cover up to ₹25,000
*Based on account type — ₹25 Lakhs for Resident Savings, ₹35 Lakhs for Resident Salary.
Wealth Intelligence
Smarter Financial Decisions
Stay on top of your money with regular, personalised visibility.
- Monthly spending and investment reports
- Weekly wealth market insights
- Better financial visibility
Rewards & Cashback
5%cashback on everyday online spending
Turn everyday online spending into meaningful rewards — across food, fashion and flight bookings.
- Monthly maximum
- ₹500
- Qualifying purchase
- ₹1,000+
- Annual maximum
- ₹5,000
01 Eligible category
Food
02 Eligible category
Fashion
03 Eligible category
Flights
Travel Privileges
Domestic Airport Lounge Access
Complimentary airport lounge access, subject to the applicable spend criteria on your Verto Debit Card.
Verto / Federal Bank
Domestic Airport Lounge Access
One complimentary lounge visit at Airports in India, every six months in a calendar year
Unlock condition
Debit Card spend
Spend criterion₹10,000
Qualifying windowHalf-year period
Banking Privileges
For You and Yours
More for you. More for those who matter.
You
Primary Verto Customer
Zero Balance Accounts for Spouse and Kids
An AMB-waived account for your spouse in Club/Delite/Pride schemes and FedFirst Zero-Balance account for your kids if opted for NPS Vatsalya
25% Concession on Locker Rent
Save up to Rs.1,000 on eligible locker rent.
First Outward Remittance Free
Available for eligible new-to-bank customers.
Protection & Insurance
Complimentary Insurance Benefits
Seamless insurance protection that comes with your eligible Verto banking relationship.
Your protection profile
Protection,
built in.
Two practical layers of cover supporting your eligible Verto relationship.
01 / Accident protection
Personal Accident Cover
- Resident Savings
- ₹25 Lakhs
- Resident Salary
- ₹35 Lakhs
Cover varies by eligible account type.
02 / Hospital support
Emergency Hospitalization Benefit
- Cover
- ₹25,000
Added support when an unexpected hospitalisation interrupts everyday life.
Insurance benefits are provided as per applicable program terms. See Terms & Conditions for details.
Monthly Financial Insights
Understand your finances better
Every month, receive clear reports on your spending and investments — so decisions get easier.
-
Spending Reports
A clear monthly view of where your money goes, category by category.
-
Investment Summary
Your investments, summarised every month in one place.
Weekly Wealth Insights
Stay informed, every week
A weekly read on industry trends, market developments and financial information — delivered to you.
Industry Trends
What is moving across sectors, summarised for busy professionals.
Market Developments
A weekly read on market movements and what changed.
Financial Information
Curated financial information delivered to you, every week.
Insights are informational in nature and do not constitute investment advice.
Flexible Eligibility
Five routes in. Choose yours.
Verto meets you where you are — choose the eligibility route that fits your financial lifestyle.
₹50,000Average Monthly Balance
Balance Route
Maintain an Average Monthly Balance of ₹50,000.
₹10
LakhsTotal
Deposit Value
Deposits Route
Maintain an Average Monthly Balance of ₹25,000 along with a Total Deposit Value of ₹10 Lakhs.
- AMB of ₹25,000 to be maintained
- Total Deposit Value includes eligible Term Deposits and Recurring Deposits
₹50,000+Net Monthly Salary Credit
Salary Route
Net monthly salary credit of ₹50,000 or more, for Corporate Salary customers.
- Applicable for Corporate Salary customers
₹25,000Monthly Debit Card Spend
Spending Route
Maintain an Average Monthly Balance of ₹25,000 plus a monthly Debit Card spend of ₹25,000.
- AMB of ₹25,000 to be maintained
- Spend through eligible POS and e-commerce transactions
₹25,000Monthly SIP Instalments
SIP Route
Maintain an Average Monthly Balance of Rs.25,000 + Monthly SIP on Mutual Funds of Rs.25,000 through FedWealth.
- Monthly SIP must be invested in Mutual Funds through FedWealth
Any one route is enough — choose the one that fits your financial lifestyle.
Getting Started
Ready for Verto?
Express your interest online, or walk into your nearest Federal Bank branch — whichever suits you.
Discover Verto
See how Verto fits your life
Product video coming soon.
FAQs
Questions, answered
Verto is designed for professionals seeking premium banking benefits, rewarding experiences and tailored banking solutions.
You can qualify through balance maintenance, salary credits, deposits, debit card spending or SIP investments, as per the applicable eligibility criteria.
You can earn 5% cashback on eligible online transactions across Food, Fashion and Flights, subject to applicable limits and conditions.
Yes. Transactions must be ₹1,000 or above to qualify for cashback.
Up to ₹500 per month and ₹5,000 per year, subject to applicable conditions.
Customers enrolled under the offer may not qualify for regular Debit Card rewards / Reward Points on those eligible transactions. Eligibility may depend on meeting qualifying conditions in the relevant previous period. Salary customers may need to maintain the applicable AMB requirement.
Eligible customers receive Personal Accident Cover and Emergency Hospitalization benefits as per applicable program terms.
Yes. Eligible customers can avail a Zero Balance account facility for their spouse, subject to applicable conditions.
Yes. A Zero Balance Fed First Account can be offered when NPS Vatsalya is opted for the child.
Meet the applicable debit card spending requirement of ₹10,000 during the qualifying half-year period to enjoy your complimentary lounge visit.
Yes. Customers receive monthly spending and investment reports along with weekly wealth insights.