Revamp of FedNet Transaction Limit Structure
Effective 10 December 2025, the FedNet transaction limit structure stands revised to simplify your banking experience and enhance security.
What's Changing?
|
Current Structure |
New Structure (from 10 Dec 2025) |
|
Separate limits for:
|
Unified Overall Transaction Limit for all these transaction types combined |
|
Quick Pay, Own Account Transfers, and Tax Payments have separate limits |
No Change: These limits remain separate and are not included in the Overall Limit |
New Transaction Limit Slabs
|
Limit Category |
Overall Limit (Daily) |
Quick Pay Limit (Daily) |
Linked Account Transfer (Daily) |
Online Tax Payments (Daily) |
|
Celesta |
₹1 crore |
₹2 lakh |
₹1 crore |
₹3 crore |
|
Platinum Net |
₹50 lakh |
₹2 lakh |
₹50 lakh |
₹3 crore |
|
Gold Net |
₹25 lakh |
₹1 lakh |
₹25 lakh |
₹3 crore |
|
Silver Net |
₹10 lakh |
₹50,000 |
₹10 lakh |
₹3 crore |
|
Enhanced Net |
₹5 lakh |
₹50,000 |
₹5 lakh |
₹3 crore |
|
Standard Net |
₹2 lakh |
₹25,000 |
₹2 lakh |
₹3 crore |
|
Base Net |
₹1 lakh |
₹25,000 |
₹1 lakh |
₹3 crore |
Note: The Overall Limit covers daily totals for Other Bank Transfers, Federal to Federal Transfers, and E-commerce transactions. Quick Pay, Own Account Transfers, and Online Tax Payments have separate limits.
How to Manage or Enhance Your Limit
Managing your transaction limits through FedNet is easy and you need to follow the below steps.
✅ You can enhance your Overall Limit online up to ₹50 lakh (up to ₹1 Crore for Celesta Users).
🏦 For higher limits, please contact your nearest Federal Bank branch.
Effective Date
📅 The new transaction limit structure will be implemented on 10th December 2025. Please review your transaction needs and update your limit in advance to ensure uninterrupted service.
Need Assistance?
For any queries or support, contact our customer care (1800 425 1199) or visit your nearest branch. We are here to help you transition smoothly to the new limit structure.