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Disclaimer: Federal Bank Limited – IFSC Banking Unit, GIFT City, Gandhinagar (“the Bank”) acts strictly as a distributor/referrer of third‑party capital market products and services in accordance with applicable regulations of the International Financial Services Centres Authority (IFSCA). The Bank facilitates access to such products on a non‑risk participation basis and for a fee/commission, and does not guarantee returns or performance. The Bank is not acting as an investment adviser under applicable regulations and does not provide independent investment advice or financial planning services, and any communication or information shared shall be construed solely as part of its distribution/referral function and not as advice or recommendation. Investment decisions shall be made solely by the investor based on independent evaluation of their financial position, investment objectives and risk appetite, and after carefully reviewing all relevant product documents including offering memorandum, prospectus and risk disclosures. The Bank shall not be liable or held liable for any consequences thereof. Investments are subject to market, credit, liquidity, currency, geo‑political and regulatory risks, including possible loss of principal, and past performance is not indicative of future results. The Investor investing in investment products acknowledges that: (i) the third-party product provider may invest in products denominated in non-local currency; (ii) there could be risk of exchange rate fluctuations. The investor shall exercise diligence by reading and understanding the Key Information Memorandum / Scheme Investment Document & Statement of Additional Information / Term Sheet / Prospectus carefully before investing and no claim whatsoever shall be made against the Bank or any of its affiliates and / or employees claiming any influence / recommendation / advice / responsibility / liability regarding the investor’s decision to invest in any investment product. Investor should ensure to understand, accept the identities of different parties and the roles that they play in relation to the various investment products. This communication is solely for information purpose and should not be considered investment advice , recommendation or solicitation to purchase or sell any security or other investment product or service, or to attract any funds or deposits. Although information in this communication has been obtained from sources believed to be reliable, the Bank and its affiliates do not guarantee its accuracy or completeness and shall not be responsible for any loss or consequences arising from investment decisions made by the investor. Responsibility for the performance of the investment product rests with the respective third‑party product provider. Any person considering an investment is advised to obtain independent guidance from suitably qualified and IFSCA‑registered professionals before making any investment decision.

IBU Service Charges

Consumer Charter 2026-27

Complaint Handling and Grievance Redressal - IBU Gift City

IBU Financial Statements as on 31-03-2026