Health Assurance

Suicide or self inflicted injury, whether the Insured Person is medically sane or insane. 
Treatment for any injury or illness resulting directly or indirectly from nuclear, radiological emissions, war or war like situations (whether war is declared or not), rebellion (act of armed resistance to an established government or leader), acts of terrorism. 
Service in the armed forces, or any police organization, of any country at war or at peace or service in any force of an international body or participation in any of the naval, military or air force operation during peace time.
Any change of profession after inception of the Policy which results in the enhancement of Our risk, if not accepted and endorsed by Us on the Schedule of Insurance Certificate.
Committing an assault, a criminal offence or any breach of law with criminal intent. 
Taking or absorbing, accidentally or otherwise, any intoxicating liquor, drug, narcotic, medicine, sedative or poison, except as prescribed by a Medical Practitioner other than the Policyholder or an Insured Person. 
Participation in aviation/marine including crew other than as a passenger in an aircraft/water craft that is authorized by the relevant regulations to carry such passengers between established airports or ports
Including but not limited to engaging in or taking part in professional/adventure sports or any hazardous pursuits, such as speed contest or racing of any kind (other than on foot), bungee jumping, parasailing, ballooning, parachuting, skydiving, paragliding, hang gliding, mountain or rock climbing necessitating the use of guides or ropes, potholing, abseiling, deep sea diving using hard helmet and breathing apparatus, polo, snow and ice sports, hunting etc; 
Body or mental infirmity or any disease except where such condition arises directly as a correspondence of an accident during the policy period. However this exclusion is not applicable to claims made under the PPD benefit
Any costs or expenses specified in the List of Expenses Generally Excluded at Annexure II of policy document. This is applicable only for Accident Hospitalization benefit 

Acquiring critical illness such as cancer, stroke, kidney failure or lung disease is a life changing event which can disrupt dreams and goals for family and wipe out savings. Prepare for any critical illnesses with Max Bupa, and get the help you need to get back on your feet when your body lets you down

Coverage - Individual and Family Coverage

Sum Insured – Rs 3 Lacs to 2 Crore

Coverage available for spouse as well. Family combinations – 1 Adult or 2 Adults.

Maximum Sum Insured will be 12/15 times of annual income for salaried/self-employed respectively.

Features

20 Critical Illnesses Covered

• Cancer of Specified Severity 
• Open Chest CABG 
• Myocardial Infarction (First Heart Attack of specific severity)
• Open Heart Replacement or Repair of Heart Valves
• Stroke Resulting in Permanent Symptoms
• Permanent Paralysis of Limbs
• Coma of Specified Severity
• Kidney Failure Requiring Regular Dialysis
• Major Organ/Bone Marrow Transplant 
• Motor Neurone Disease with Permanent Symptoms
• Multiple Sclerosis with Persisting Symptoms
• End Stage Liver Disease
• End-stage Lung Disease
• Third Degree Burns
• Loss of Speech
• Deafness
• Aplastic Anaemia
• Bacterial Meningitis
• Fulminant Viral Hepatitis
• Muscular Dystrophy