Activ Health Platinum Enhanced
Features
| Product Features |
Product Features |
Platinum Enhanced |
|---|---|---|
|
Policy Term |
1, 2 or 3 years |
|
|
Sum Insured |
Rs 2 Lakh, 3 Lakh, 4 Lakh, 5 Lakh, 6 Lakh, 7 Lakh, 8 Lakh, 9 Lakh, 10 Lakh, 15 Lakh, 20 Lakh, 25 Lakh, 30 Lakh, 40 Lakh, 50 Lakh, 100 Lakh, 150 Lakh, 200 Lakhs |
|
|
Basic Covers |
||
|
In -patient Hospitalization |
Covered up to |
|
|
Pre -hospitalization Medical Expenses |
60 days |
|
|
Post -hospitalization Medical Expenses |
180 days |
|
|
Day care Treatment |
527 day care procedures are covered |
|
|
Domiciliary Hospitalization |
Available |
|
|
Road Ambulance Cover |
Actuals in network, Up to Rs. 5,000 in non - network |
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|
Organ Donor Expenses |
Available |
|
|
Reload of Sum Insured |
100% of SI for subsequent claims due to unrelated illnesses |
|
|
Additional Benefits |
||
|
Cumulative Bonus |
20% of SI for every claim-free year, maximum up to 100%. (up to maximum of 50 Lakhs ) |
|
|
Health Check-up program |
Available, once in a policy year |
|
|
Recovery Benefit |
1% of Sum Insured, max of INR 10,000 (10 days of hospitalization) |
|
|
Second E -Opinion on Critical Illness |
Available |
|
|
Worldwide Emergency Assistance Services |
Available |
|
|
Value Added Benefits |
|
|
|
Chronic Management Program |
Day 1 cover for medical management of chronic diseases such as diabetes, hypertension, high cholesterol and asthma |
|
|
HealthReturnsTM |
Stay fit and healthy and Earn HealthReturnsTM upto 30 % of Premium |
|
|
Wellness Coach |
Available |
Please check with your Relationship Manager for details on optional covers.
Eligibility
The minimum Age at entry is 91 days and there is no maximum entry age under the Policy.
- Children from Age - 91 days to 5 years will be covered only if one adult is covered under the Policy
- Children up to 25 years can be covered under the floater as dependents
- Children beyond 25 years if dependent on the parents can be covered under an individual policy.
You shall be eligible for Renewals for lifetime.
- Relationships covered (Proposer’s relationship with the Proposed Insured Member): Self, lawfully wedded spouse, son, daughter, mother, father, brother, sister, mother in-law, father in-law, grandfather, grandmother, grandson, granddaughter, son in-law, daughter in-law, brother in-law, sister in-law, nephew, niece.
- In case of a floater Policy, one family will share a single Opted Sum Insured. Relationships covered - Self, spouse, dependent parents, dependent in-laws, children up to 25 years (up to 3)
- Maximum floater cover can be offered to 6 Adults +3 children.
*This is an indicative list. Please refer to policy wordings / product benefit table for detailed list benefits, limits, exclusions and waiting periods.
Aditya Birla Health Insurance Plans
Get a complete Health Insurance Plan with 100% health returns & cover for Dental Services. Get Day 1 cover for medical management of chronic diseases such as diabetes, hypertension, high cholesterol and asthma
We cover the cost of medical treatment when you or your insured family members are hospitalised for treatment.
Disclaimer
The Federal Bank Limited is a Corporate Agent having registration number - Regn. No. CA0227. The service provided by The Federal Bank Limited is purely an agency service and is carried out strictly on a non-risk participation basis. The Federal Bank Limited, as corporate agent does not underwrite the risk or act as an insurer. Participation by the Federal Bank’s customers in the insurance product is purely on a voluntary basis and is not linked to the availment of any other facility from the Federal Bank Limited.