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Part Payment or Investment: What's the Right Choice?
When surplus funds are available, a common financial dilemma arises: should the amount be used to part pay a loan or invested for potential returns? This article explores the key factors to consider when evaluating part payment versus investment.
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How to be “Documents Ready” before applying for Loan?
Applying for a loan can seem daunting, especially when it comes to gathering all the necessary documents. Being proactive and arranging documents in advance saves time, reduces hassle, and minimises delays in loan approval.
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Turning Bricks Into Opportunities: Financing Dreams With Property
By taking a Loan Against Property (LAP), you can unlock the wealth tied up in your property and access funds for various needs - from financing a child's education abroad to expanding your business or consolidating high-interest debts.
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The Rise of Digital Personal Loans: How Technology is Transforming Borrowing
Digital personal loans have become increasingly popular and have revolutionised the borrowing landscape. Read on to explore the benefits of online personal loan applications when compared to traditional bank loans.
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How to Maintain a High CIBIL Score Above 720 ?
A CIBIL score is a vital measure of financial health and a key factor that lenders consider when assessing creditworthiness. Maintaining a high CIBIL score, particularly above 720, enables access to favourable loan terms, competitive interest rates, and quicker approvals.
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What Happens When Borrowers Miss a Home Loan EMI?
Availing Home Loan is a significant financial commitment. But what happens if you miss an EMI payment? Missing even a single EMI can have serious consequences that affect one's financial health and future borrowing prospects.
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Home Loans vs. Mortgage Loans: Key Differences Explained
Owning a home is a dream for many, and financing makes it possible. In India, Home Loans and Mortgage Loans are common options, but they differ in purpose and benefits.
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What to Know About Taking Loans Against Fixed Deposits ?
When it comes to loans, there can be so many confusing options, each with its own pros and cons. The most convenient option could be taking a loan against a fixed deposit.
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The Ultimate Guide to Getting a Car Loan: Tips, Tricks and Must-Knows
Obtaining a car loan is a significant financial decision. This comprehensive guide provides essential tips and tricks to help individuals navigate the car loan process successfully.
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Digital Personal Loans Vs Traditional Bank Loans: Which Is Right For You?
When seeking a personal loan, borrowers often face a choice between digital personal loans and traditional bank loans. Let's compare and contrast these two options, examining the differences in application processes, interest rates, repayment terms, and customer experience.
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Key factors that affect your Credit Score
The term 'credit score' has become popular as of late, but not everyone knows what it entails. Let's take a quick look at it. A credit score is a number which shows how trustworthy one is with their money.
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Everything you need to know about no-cost EMI
No-cost EMI is a financing option that allows customers to make purchases on credit without paying interest or processing fees. It has become increasingly popular in recent years due to the benefits it provides.
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Invest in the Future: The Benefits of Taking an Education Loan
Education is a valuable asset that opens doors to numerous opportunities. However, the cost of quality education can be a significant burden. That is where education loans come in.
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How to Apply for a Car Loan
At Federal Bank, we offer car loans to individuals looking to purchase a new or used car or new two-wheelers. Read on further to understand the eligibility criteria, interest rates, EMI calculation and the application process for the loan.
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Fulfil your child's dream with Education Loans
Wondering what makes the Federal Bank education loan a smart choice for students? A good reason to opt for it is that it comes with flexible repayment options and attractive interest rates.
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Benefits of applying for Personal Loans
Personal loans have become a popular financing option amongst people. Thanks to technology, applying for and receiving a personal loan is no longer a tedious process. It is easy and convenient to apply for personal loans online!
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How can to get Education Loan for Studies Abroad?
Studying from top universities around the world opens up a plethora of opportunities for students. This can be undoubtedly exciting, but expensive too! Financing education for studying abroad is possible through education loans.
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How changes in gold price affect gold loans ?
Explore the impact of gold prices on gold loans and how fluctuations in these prices can affect borrowers and lenders alike.
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The First-Time Car buyer's guide to choosing an auto loan in India
Getting the right car loan can be overwhelming for first-time car buyers, especially in India, due to the multitude of lenders and loan options available. Leadingly, choosing an appropriate car loan is crucial.
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What Is a Loan Against Property? Key Features and Benefits
Learn how a Loan Against Property from Federal Bank can unlock funds using property value. Explore LAP features, benefits, and advantages for borrowers.
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How LAP OD Fuels Business Growth: The Ultimate Guide
Access flexible financing for business assets with Federal Bank's LAP OD. Enjoy high loan limits, low interest rates, minimal documentation, and swift disbursal.
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How to Calculate the Annual Percentage Rate for Loans ?
The annual percentage rate (APR) is essential when obtaining a loan, credit card or other forms of credit. It is a numerical value expressed as a percentage and stands for the yearly cost of borrowing money.
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Five Must-Know Tips for Home Loan Applicants in India
Applying for a home loan in India can be daunting for many, especially first-time buyers. It is important to understand the basics of home loans, procedures, interest rates, EMI payments etc before taking the plunge.
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