Deposit Plus (Non Callable - Resident and NRO TD without premature withdrawal)- effective from 17.10.2025
Minimum Amount: ₹1,00,00,001/-
Pre closure not allowed
Minimum Period: 12 Months
|
Period |
Rates of Interest (Deposit Less than ₹3 Cr) |
|
|
General Public |
Senior Citizen* |
|
|
1 year |
6.35% |
6.85% |
|
Above 1 year to less than 15 months |
6.60% |
7.10% |
|
15 months |
6.70% |
7.20% |
|
Above 15 months to 998 days |
6.60% |
7.10% |
|
999 days |
6.85% |
7.35% |
|
1000 days to 5 years |
6.60% |
7.10% |
* NRO Accounts are not eligible for the benefit of Senior Citizen Rates.
Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (Resident)
Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (Resident)
NRE Deposit Plus (Non-Callable - NRE TD without premature withdrawal)- effective from 17.10.2025
Minimum Amount: ₹1,00,00,001/-
Pre closure not allowed
Minimum Period: 12 Months
|
Period |
Rates of Interest (Deposit Less than ₹3 Cr) |
|
1 year |
6.35% |
|
Above 1 year to less than 15 months |
6.60% |
|
15 months |
6.70% |
|
Above 15 months to 998 days |
6.60% |
|
999 days |
6.85% |
|
1000 days to 5 years |
6.60% |