Deposit Plus (Non Callable - Resident and NRO TD without premature withdrawal)- effective from 17.08.2026
Minimum Amount: ₹1,00,00,001/-
Pre closure not allowed
Minimum Period: 12 Months
| Period | ||
|---|---|---|
|
Period |
Rates of Interest (Deposit Less than ₹3 Cr) |
|
|
General Public |
Senior Citizen* |
|
|
1 year |
6.35% |
6.85% |
|
Above 1 year to less than 15 months |
6.50% |
7.00% |
|
15 months |
6.75% |
7.25% |
|
Above 15 months to 24 months |
6.50% |
7.00% |
|
Above 24 months to less than 48 months |
6.60% |
7.10% |
|
48 months |
6.85% |
7.35% |
|
Above 48 months to 5 years |
6.50% |
7.00% |
* NRO Accounts are not eligible for the benefit of Senior Citizen Rates.
Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (Resident)
| Interest Rates for RFC Deposits | |
|---|---|
| Effective annualized rate of return - Resident Deposit Plus | (PDF - 429 KB) |
Deposit Plus Rates (Non-Callable)
NRE Deposit Plus (Non-Callable - NRE TD without premature withdrawal)- effective from 17.08.2026
Minimum Amount: ₹1,00,00,001/-
Pre closure not allowed
Minimum Period: 12 Months
| Period | |
|---|---|
|
Period |
Rates of Interest (Deposit Less than ₹3 Cr) |
|
1 year |
6.35% |
|
Above 1 year to less than 15 months |
6.50% |
|
15 months |
6.75% |
|
Above 15 months to 24 months |
6.50% |
|
Above 24 months to less than 48 months |
6.60% |
|
48 months |
6.85% |
|
Above 48 months to 5 years |
6.50% |
Effective Annualized Rate of Return for Deposit Plus Reinvestment schemes - single deposits of less than ₹300 Lakhs-Deposit Plus (NR)
| Interest Rates for RFC Deposits | |
|---|---|
| Effective annualized rate of return - NRE Deposit Plus | (PDF - 427 KB) |