Bajaj Life eTouch II [116N198V05]
Key Advantage
- Flexible options- Life shield: Protection at low cost, Life Sheild Plus: Addition of Accidental Death Benefit,Life Sheild ROP-Affordable Term Plan with ROP.
- Auto Cover Continuous Benefit ( ACC): Defer premium upto 12 months.
- Zero Cost Term Plan: Early Exit & get upto 100% of total premium paid.
- Health Management Service: Inbuilt facility to opt for unlimited online doctor consultations & Annual Health check-ups worth Rs 36500 for female and Rs 31000 for male.
Eligibility Criteria
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Parameters |
Life Shield & Life Shield Plus |
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Life Shield ROP |
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cover up to Age 99 |
cover not up to Age 99 |
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Age at entry |
Minimum : 18 Years |
Minimum : 18 Years |
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Maximum: 65 Years |
( For Pay till 60 option, Minimum: 25 years) Maximum :65 years |
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( For Pay till 60 options , Maximum : 55 Years) |
( For Pay till 60 option, Minimum: 25 years) Maximum :65 years |
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Age at Maturity |
99 Years( for Life Shield Plus, for ADB : 85 Years) |
Minimum: 28 years |
Minimum: 28 years |
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99 Years( for Life Shield Plus, for ADB : 85 Years minus age at entry) |
Maximum: 85 Years |
Maximum: 85 Years |
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Minimum Policy Term |
99 Years( for Life Shield Plus, for ADB : 85 Years minus age at entry) |
10 Years |
10 Years |
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Maximum Policy Term |
85 minus Age at Entry |
50 Years |
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Limited Premium or Equal to Policy Term |
Limited Premium or Equal to policy term |
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Premium Paying Term |
Limited Premium |
Limited Premium or Equal to Policy Term |
Limited Premium or Equal to policy term |
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In limited Premium the premium Paying terms available are 5 Pay, 6 Pay, 10 pay ,12 Pay, 15 pay, 20 pay and pay till Age 60 .In limited premium, PPTs are subject to maximum PPT Cession age of 75 years. |
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Minimum Sum Assured |
Rs 50,00,000 |
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Maximum Sum Assured |
No Limit, subject Board Approved Underwriting Policy |
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ADB Sum Assured ( For Life Shield Plus Variant) |
Minimum : Rs 500000,Maximum: 2,00,00,000 ADB Sum assured selected at inception will be in a proportion of 10%-100% of base sum assured subject to the above limits. |
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TI Sum Assured |
Minimum : Rs 500000,Maximum: 2,00,00,000,TI Sum assured will be as per the base sum assured subject to the above limits |
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Minimum & Maximum Premium |
As per the minimum & maximum Sum Assured. |
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Premium Paying Frequency |
Yearly, Half-Yearly, Quarterly and Monthly , Half-Yearly, Quarterly and Monthly premium frequencies are only allowed by RBI to Financial institutions. |
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Who Can Opt This Plan
- Salaried Individuals: To secure their family’s financial future.
- Self-employed/Business Owner’s: To ensure business continuity and secure their family’s financial future.
- Parents/Individuals with dependents: To secure their child’s education and future expenses.
Disclaimer
The Federal Bank Limited is a Corporate Agent having registration number - Regn. No. CA0227. The service provided by The Federal Bank Limited is purely an agency service and is carried out strictly on a non-risk participation basis. The Federal Bank Limited, as corporate agent does not underwrite the risk or act as an insurer. Participation by the Federal Bank’s customers in the insurance product is purely on a voluntary basis and is not linked to the availment of any other facility from the Federal Bank Limited.
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